Many individuals confuse water damage and flood damage. However, there are essential variations to observe on closer study, as each has its unique quirks that affect damage and resolution.

Both sorts of damage are caused by water that shouldn't be there. Therefore, insurance coverage must distinguish between water damage and flood damage.

To make a water damage insurance claim, you must verify the damages meet the definition.

Your flood insurance won't cover water damage that isn't caused by a flood. Medford Flood Damage repair can help with all insurance needs.

 

Water Damage

Plumbing problems cause most water damage. A leaking pipe or spilling water might damage at home's walls, ceiling, or furniture. Old pipes might break in the winter, causing similar damage.

If the leak or break isn't identified and repaired soon, it can cause catastrophic damage to neighboring parts of your home. In addition, upper-floor damage is harder to treat since water inevitably finds its way down, creating more damage.

Fires can also cause water damage. For example, the water used to put out a home fire can cause damage if left neglected for days.

 

Flood Damage

Flood damage is caused by water invading your home. Heavy rain from higher areas pools in low-lying areas, creating floods. This also happens in metropolitan areas with poorly maintained sewers or areas near water bodies that get water-released floods.

If a congested sewer system's contents overflow because of heavy rain and enter your home, flood damage might also occur. Same if a dam opened and caused the flood.

 

Area Weather-Related Water Incidents Flood Damage?

The definitions are explicit. Not all weather-induced water incidents are flood damage. For example, if water entered your home through a damaged roof or badly treated concrete walls, most insurance plans will only regard that as water damage.

Simply put, flood damage the damage to be caused by water entering your home along the surface, not from above.

 

 

Get Help To Fix Flood Damage With Medford Flood Damage Professionals

First, call a restoration company. Water damage restoration experts will examine your home's damage and make repairs to return it to its pre-damage state.

Like Swept Away Restoration Medford, Restoration businesses provide flood cleanup and water damage repair teams to ensure your needs.

Our team can also decide if the damage falls underwater damage or flood damage for insurance claims.

All flood damage is water damage; however, not all water damage is caused by a flood. This distinction is crucial because if you only had one sort of insurance, you'd have to ensure certain the damage was under the correct definitions or pay for the charges yourself.

If you need emergency help and want carpets and your home back to its former glory, contact Swept Away for a free estimate.

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