The experts at Swept Away Restoration advise looking at your house insurance policy once a year to see what's covered in the event of water damage.

Water damage to a home can be extensive if the problem is not fixed quickly. For example, in less than an hour, thousands of dollars worth of damage can be done by floods, leaks, rain, or a busted pipe.

As a good side effect, many water-related disasters are covered by standard homeowners' insurance policies. Know exactly what's covered by your insurance?

Because no two home's insurance plans are the same, you should never assume that a given issue will be covered without first checking the policy's benefits. For example, if you're in Jackson County with water damage, you'll want to be sure you can afford the repairs.

 

What Types of Flooding Are Not Covered By Insurance?

In most cases, water damage, whether from the outside or the inside, is covered by homeowner's insurance.

The term applies to flooding when steam, heating, air conditioning, or fire suppression pipes rupture, crack, catch fire, or bulge.

Other examples include destruction brought on by vandalism, extreme weather like heavy rain or snow, or even just carelessness.

Insurance typically pays for damage to a home caused by outside water, such as rain, snow, fire sprinklers, or vandalism.

Insurance will pay for repairs to the water damage caused by burst pipes, overflowing toilets, and sinkholes, but not for broken leaks that the homeowner must fix themselves.

Swept Away Restoration can also help you file an insurance claim because of its partnerships with major insurers.

 

When you need a 5-star service? Then, you’ve come to the right place. We offer water damage restoration & carpet cleaning in Medford, Jacksonville, Jackson County, and Ashland.

 

Just What Does Coverage For Water Damage Repair Include?

Homeowners' policies do not cover flood damage, but flood insurance does. Therefore, if a homeowner acquires a separate policy for flood insurance, any damage caused by heavy downpours, melted snow, sudden floods, or overflowing rivers and lakes will be covered.

Despite appearances, homeowners' insurance does not cover the most prevalent sources of serious water damage to a house.

In the event of water damage caused by an unresolved maintenance issue, you will be responsible for the payment rather than the insurance company.

 A standard home's insurance policy does not provide coverage for damage caused by natural disasters like floods, sewer backups, or groundwater flooding, but they can be added as riders.

If one of these things happens to them, the mess would be too great to attempt to clean up on their own. Instead, to swiftly fix any damaged areas, you should hire water damage repair experts in Jackson County.

 

 

Quick Help for Jackson County Water Damage Repair

If water damage has occurred in your home, please get in touch with us as soon as possible so we can discuss your options. In addition, we can save you time and effort by acting as your liaison with multiple insurance providers with whom we maintain direct contact.

We've helped thousands of homeowners repair damage of all sizes because of our efficient and affordable services.

If you need emergency help or need your home back to a livable condition, you can contact Swept Away for a free estimate.

Alternatively, you can fill in the compact form below for a staff member to be in touch.

In addition, you can check our customer reviews on Google.